65 or over

1. 5 Years of Credited Service; or
   
2. 5th Anniversary of Participation (with at least 1 Hour of Covered Employment after December 31, 1987) without a Permanent Break in Service, if earlier
   

In general, sum of:

1. $2.50 times Past Service
   
2. Future Service Pension Credit (effective January 1, 2007):
   
   $175 per Inside Wire Credit (requires 3,000 Hours of Covered Employment since January 1, 2003), otherwise, see Appendix A
   
   $55 per Motor Shop Credit (requires 2,000 Hours of Covered Employment since January 1, 1997), otherwise, see Appendix A
   
   $90 per Neon Sign Credit earned between June 1, 1966 and December 31, 1996

See also:
Separation From Service
Pension Credit for Military Service
Pension Credit for Long-Term Disability
Postponed Retirement After 65
Reciprocity

1. Single Life Annuity
   
2. 50% Joint and Survivor Annuity*
   
3. 66-2/3% Joint and Survivor Annuity*
   
4. 100% Joint and Survivor Annuity*
   
   *with or without Pop-up Benefit
   Reduction Factors;
   All forms of payment except the Single Life Annuity are reduced.

See also:
Post-Retirement Lump Sum Death Benefits
Mandatory Lump Sum Payment of Small Benefits
Pension Enhancement Option

Potential Loss of Benefits
Suspension of Benefits

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