D. Impact of Break in Service - Example

If you have three years of Credited Service or Pension Credit and then do not work in Employment for which either sufficient Pension Credit or Credited Service may be granted to avoid a one year Break in Service for five consecutive calendar years, you will have incurred a Permanent Break in Service and your three years of Credited Service and/or Pension Credit years will be cancelled.. If, on the other hand, your number of years of Breaks in Service was only four years or less, you would not have incurred a Permanent Break in Service.