D. Benefits Earned While on Long Term Disability.

If you become disabled during your working life, and you are eligible to receive long term disability benefits through the San Francisco Electrical Workers Health and Welfare Plan, the Health and Welfare Plan will make a monthly contribution to this Plan of $31.25, or a prorated amount if you receive benefits for a partial month. For each dollar in contributions that are paid on your behalf while you are on Long Term Disability, you will be credited for 4 hours of a Future Service Pension Credit. If, for example, the Plan receives the full $31.25 for a particular month, you will be credited with 125 hours of Future Service Pension Credit ($31.25 times 4) for that month. Such Pension Credit will be used to increase your Pension Benefit at retirement and will be counted toward 1) Vesting, 2) avoiding a Break in Service, 3) avoiding a Separation from Employment and 4) eligibility to retire pursuant to the Rule of 85 on an unreduced early pension, when your credit while receiving Long Term Disability benefits is combined with your Inside Wire Future Service Pension Credit.

You will accrue $6.50 per month for each Future Service Pension Credit (1,500 hours) based on contributions that are made on your behalf to this Plan while receiving long term disability benefits; the equivalent of $0.54 for each 1/12 (125 hours) of such credit.