This describes benefits for eligible participants who have elected the Self Funded PPO Plan and Medicare eligible members who have selected supplemental benefits only.

Please note: retail is limited to a 30 days supply, but members may obtain maintenance prescriptions for up to a 90 day supply at CVS Caremark.

Federal Legend Drugs (Drugs approved by the FDA requiring a written prescription), Azelex (through age 22), Bee Sting Kits, Depo Provera, Diabetic Test Strips, Lancets and Tablets, Diaphragms, Glucogan, Immunosuppressants, Insulin/Insulin syringes (written prescription), Immunization Drugs, Oral Contraceptives, Injectable drugs (self-administered only), Retin-A (through age 22), Viagra (limit 8 tablets/month), Vitamins (prescription only).

Refer to the exclusions and limitations, Section VII for list of medications that are not covered. The Insured Indemnity program continues to cover blood and blood plasma, drugs administered at the doctor's office, and injectables that are not self-administered.

OTC antihistamines and OTC Priolosec are now covered by the Plan for a $0.00 copay.

Generic drugs are just as effective as brand name medications, but are considerably less expensive. Members are, therefore, encouraged to purchase generic prescriptions, when available, as a cost savings to themselves and the Plan.

Blood glucose monitoring for participants diagnosed with Diabetes.

Click here to view a brochure for the TrueTrak glucometer. For more information or 24/7 technical support, call Home Diagnostics at 1-800-803-6025 or visit www.homediagnostics.com.

For participants being treated with biotech or injectable drugs for chronic medical conditions.

Click here to view a list of drugs covered under the Specialty Pharmacy Program.

The program is administered by Caremark who will issue you an ID card when you become eligible.

Most pharmacies participate in the program which provides you and the Plan with discounted prices on most drugs and which determines your payment electronically at the time of purchase.

The Plan pays 80% of the discounted price of covered pharmaceuticals

Effective 8/1/2010: Participants will continue to pay 20% of the cost for both generic and brand drugs, with a maximum copay of $7.00 for each generic retail drug scrip and $17.50 for each generic mail scrip. There is no cap for brand named drugs.

You must pay 20% of the discounted price of covered pharmaceuticals at the time of purchase.

If you are taking "maintenance" medications on a long-term basis, your costs will be lower if you use the Mail Order service. For 90 day prescriptions your cost is 20% for generics. More details are found in the SPD.

Drug Card Phone Number: 800-552-8159

Mail Order Phone Number: 800-378-5697
Website: www.caremark.com

The prescription drug plan includes a "step therapy" program for select drugs prescribed after July 31, 2011, under the self-funded PPO plan to retirees and their dependents. Generic and higher cost drugs prescribed before August 1, 2011, are affected by this change.

Step therapy is an automated program that a pharmacist uses to review a patient's medication history, often resulting in an alternative (sometimes generic) medication to replace a more costly medication. The program requires a patient to try a clinically appropriate, lower cost medication first, unless a physician provides medical documentation explaining why a patient is not a good candidate for the lower cost medication or therapy.

If a covered individual chooses not to participate in the step therapy program by purchasing the brand drug before trying the alternative, that individual will be required to pay the applicable copay plus the total cost difference between the brand and the alternative, unless clinical documentation from the prescribing physician indicates the lower cost medication is not a suitable substitute. A listing of the traditional generic step therapy classes with drugs that are currently subject to step therapy will be provided to all Self Funded PPO retirees at the end of the open enrollment period in July 2011. This list is for information purposes since there will be changes as new drugs are introduced and patents expire.