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Pension SPD Design Element

E. Subsequent Plan Changes Do Not Cure Prior Breaks in Service

Until you are vested, in determining your Credited Service or Pension Credit, any Credited Service or Pension Credit cancelled by reason of a Permanent Break in Service under Plan provisions in effect at the time of such Permanent Break in Service are not counted. Only the Credited Service and Pension Credit you earn subsequent to any such Permanent Break in Service will be counted for vesting or determination of your Monthly Pension Benefit upon retirement.