SECTION 9. ELIGIBILITY FOR NORMAL, EARLY, AND DISABILITY RETIREMENT BENEFITS

To be entitled to a Normal or Early Retirement, or Disability Pension, you must terminate your Covered Employment, refrain from working in the Electrical Industry in accordance with the Plan's Suspension of Benefits rules as explained in Section 14 and file a timely and complete Pension application.

Your Pension commencement date is the later of the first day of the month following the date your completed pension application is submitted to the Plan Office or the first of the month following the date you cease working in Covered Employment or any other employment that constitutes “prohibited employment” under the Plan’s Suspension of Benefits Rules. In no event, however, will your benefits commence later than your Normal Retirement Age (65) unless you continue to work in prohibited employment as summarized in Section 13.

Topics In This Section

A. Normal Retirement Pension
B. Early Retirement Pension
C. Disability Benefits
D. Pension Enhancement Option
E. Increase and/or Extra Payments
F. Minimum Benefits
G. Postponed Retirement/Required Commencement of Benefits
H. Annual Statement of your Benefits
I. Duty to Furnish Information