E. Increase and/or Extra Payments.

The Board of Trustees, from time to time, may approve cost of living supplements or grant an extra payment for Pensioners, Disabled Participants, and/or Beneficiaries.

Such extra payments, known as supplemental payments, 13th checks, or cost of living increases are granted at the absolute discretion of the Board of Trustees. Such payments are not guaranteed or vested. Such payments or increases may be granted in one year and not another and may be changed each year. The amount of any increase, including any extra check issued, may vary for different categories of individuals, such as Pensioners, Disabled Participants and Beneficiaries (and may vary within each of those separate categories).