SECTION V: HOSPITAL AND OTHER MEDICAL BENEFITS

As a Participant in the Plan, you are given a choice of two HMOs and the Self-Funded Indemnity Plan (Indemnity Plan). You can select from among the three Plans offered, which are Kaiser (HMO), PacifiCare (HMO), and the Indemnity Plan. You are allowed to change your choice of plans once each year.

Topics In This Section

A. Self-funded Indemnity Plan
B. Medical Plan Limitations And Exclusions
C. Special Rules-federal Mandate
D. Coordination Of Benefits
E. Benefits Advanced For Which A Third-party Is Responsible