B. Lump Sum Death Benefits

1. Eligibility for a Lump Sum Benefit. An immediate lump sum death benefit will be payable if you meet the following requirements, provided no Pre-Retirement Survivor Annuity is payable or your surviving Spouse elects the immediate lump sum death benefit instead of the Pre-Retirement Survivor Annuity which may otherwise be payable. Your beneficiary is eligible for a lump sum death benefit if you meet the following requirements:
   1. You are retired on either a Normal or Early Retirement, or Disability Pension, or
   2. You are not retired, and you have four thousand (4,000) hours of Pension Credit since any Permanent Break-in-Service.


2. Amount of Lump Sum Benefit. If you meet the above eligibility requirements, your beneficiary will receive a death benefit equal to the amount of contributions paid on your behalf to the Plan since any Permanent Break in Service less any benefits you, your Spouse and any Alternate Payee under a Qualified Domestic Relations Order have received or are entitled to receive from the Plan.
   
   If the benefit payments paid or payable under other Plan provisions exceed the amount of contributions paid on your behalf to the Plan, the lump sum death benefit will be zero.


3. Timing and Availability of the Lump Sum Death Benefit. With the exceptions set forth below, no lump sum death benefit can be paid until all pension obligations on your behalf are paid. If the value of all outstanding pension obligations on your behalf is five thousand dollars ($5,000) or less, your only option will be a lump sum.