SECTION 4. EMPLOYER CONTRIBUTIONS

Employer contributions are made to the Trust pursuant to the terms of (1) Collective Bargaining Agreements between IBEW Local 6 and the San Francisco Electrical Contractors Association (2) the IBEW Local 6 Motor Shop Agreement, and (3) in certain limited situations, pursuant to a Subscription Agreement entered into with the Board of Trustees. Individual employers may also contribute to the Plan pursuant to Collective Bargaining Agreements.

Contribution rates for each hour of your employment are set, from time to time, by the parties to the agreements described above. You may write to the Plan Office to ask whether a particular Employer is contributing to this Plan.

Your Employer is required to make contributions for your hours of work by the 15th day of the month following the month in which your hours of work were performed. Your Employer forwards to the Plan Office a transmittal form which contains the names, social security numbers, and hours of work performed by each Employee together with a check made payable to the Trust. Contributions are considered delinquent if they are not postmarked by the 15th day of the month, or if an Employer uses the EISB electronic transmittal system, if the contributions are not received by the 20th day of the month.

Your Employer must contribute only for hours of work that are required by the Collective Bargaining Agreement or Subscription Agreement. Such employment is known as Covered Employment. Your Employer is not required to contribute for periods you do not perform work under a Collective Bargaining Agreement requiring contributions to this Plan. Subscription Agreement contribution rates are established by the Board of Trustees. You will only receive credit for hours for which contributions are required to be made to the Plan.

If your Employer is delinquent or contributions from your Employer become uncollectible as a result of bankruptcy or any other reason, you will still receive both Pension Credit and Credited Service for the hours you worked for which contributions were required whether those contributions are ever collected by the Plan, or not.

The Plan Office reviews your Employer's report for mathematical accuracy and notifies the Employer if there is an error in the Employer's computations which requires correction. Employer payments are then sent to the custodial bank.

You may obtain a list of contributing Employers with their addresses and a copy of your applicable Collective Bargaining Agreement upon written request to the Plan Office. The Plan may require an advance payment for copying of $.25 per page to provide these documents. You may also review these documents in the Union, without charge, after making appropriate advance arrangements.

In addition to having contributions made on your behalf to this Plan directly from your Employer, you may have contributions transferred to the Plan by another IBEW defined benefit pension plan when you are temporarily working outside the jurisdiction of Local 6 under another local’s Collective Bargaining Agreement that requires contributions to a different plan.

If you have fulfilled both the eligibility and registration requirements to have contributions made on your behalf to a different plan transferred to this Plan pursuant to the Electrical Industry Reciprocity Agreement, such contributions will be transferred to this Plan and credited toward your accrued pension benefit.

How reciprocity operates, and what you may expect when contributions on your behalf are transferred to this Plan pursuant to the Electrical Industry Reciprocity Agreement are explained in Section 15.