A. Commencement of Participation

If you are employed by an Employer who is required by a Collective Bargaining Agreement with IBEW Local 6 to make contributions to the Plan on your behalf, you commence participation (and thus become a Plan “Participant”) at the end of the Plan Year during which you earn 300 hours of Pension Credit or 500 hours of Credited Service in any consecutive 12 month period. These terms are explained in detail in Section 5. The Plan Year is January 1 through December 31.

Certain employees of the Union and the JATC, and other alumni employees who are former bargaining unit employees meeting certain requirements under IRS guidelines, also participate in the Plan pursuant to subscription agreements entered into with the Board of Trustees (Subscription Agreements). The Board of Trustees establishes the contribution rate for Subscription Agreement Employees.