H. EXCLUSIONS

Certain disabilities do not qualify for coverage for Disability Benefits under this Plan. Therefore, you will not receive benefits for disabilities caused by any one of the following:

1. Intentionally self-inflicted injuries, provided that the injuries are either (a) not otherwise covered by the Plan or (b) not the result of a medical condition, such as depression;
2. Your commission of, or your participation in, a felony; and/or
3. An act of war (whether declared or not), insurrection, rebellion, or participation in a riot or civil commotion.