A. ELIGIBILITY
You will be eligible for Long Term Disability Benefits (“Disability Benefits”) under this Plan if you meet the following requirements:
1. 36 Months Continuous Covered Employment Requirement.
You have been
continuously employed in Covered Employment for at least thirty-six ( 36) months immediately preceding your disability.
For purposes of satisfying the thirty-six (36) months of continuous employment required in this paragraph, Covered Employment shall include periods of actual employment for a Contributing Employer and registration on an IBEW Local 6 referral list.
2. Contribution Hours Requirement.
You have worked in Covered Employment
for which contributions are required to be made on your behalf by your Employer for:
- 250 hours during the 3 months (including any partial month if it is to your advantage) immediately preceding disability; or
- 500 hours during the 6 months (including any partial month if it is to your advantage) immediately preceding disability; or
- 750 hours during the 9 months (including any partial month if it is to your advantage) immediately preceding disability; or
- 1000 hours during the 12 months (including any partial month if it is to your advantage) immediately preceding disability.
For purposes of satisfying the hours of employment required in this paragraph, contribution hours include only actual hours worked under an IBEW Local 6 Collective Bargaining Agreement or subscription agreement which requires contributions to be made to this Plan by your Employer.
Notice & Filing Requirements.
Effective January 1, 2005, in order to be eligible for Disability Benefits, you must notify the Plan Office and submit written proof of your disability(ies) no later than the later of: (1) 90 days after the end of the Waiting Period or (2) the date your hour bank reserve account is exhausted. See VIII.F.5 for a description of “Waiting Period.”
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