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Health & Welfare SPD Design Element

B. SECOND QUALIFYING EVENT

If you are on COBRA coverage because of termination of Covered Employment or reduction in hours, you can extend coverage if a second qualifying event occurs during the initial 18-month period provided, however, that the total period of continuation coverage does not exceed 36 months from the first qualifying event, and is offset by any alternate continuation coverage provided under II.D of the Plan. For example, in the event you die after 6 months of being enrolled in COBRA coverage resulting from termination of employment, your spouse and children will be afforded 30 additional months of COBRA coverage, bringing the total number of months of COBRA coverage to the maximum 36 months.