This booklet provides a brief, general summary of the Plan rules and is also the Plan Document. You should review the Plan to fully determine your rights.

You are not entitled to rely upon oral statements of employees of the Plan Office, the EISB, a Trustee, a Union officer, or any other person or entity. As a courtesy to you, the Plan Office or EISB may respond orally to questions; however, oral information and answers are not binding upon the Plan and cannot be relied upon in any dispute concerning your benefits.

If you wish an interpretation of any provision of the Plan, you should address your request in writing to the Board of Trustees at the Plan Office. To make their decision, the Trustees must be furnished with full and accurate information concerning your situation.

You should further understand that, from time to time, there may be an error in a payment or on other matters which may be corrected upon an audit or review. The Board of Trustees reserves the right to make corrections whenever any error is discovered.