Health and Welfare Summary Plan Description

12.12 Rescission of Plan Coverage.

A Covered Individual's coverage under the Plan may be canceled or discontinued with retroactive effect ("rescinded") by the Board, upon at least 30 days advance notice, if the Covered Individual (or the Participant with respect to the Covered Individual) has engaged in fraud or made an intentional misrepresentation of material fact to the Plan. Any such rescission shall be made consistent with Treasury Regulation §54.9515-2712T (or any successor rule). A rescission is treated by the Plan as the denial of a claim, and is subject to the claims procedures set forth in Appendix C. In the event of a rescission of coverage of a Participant, the coverage of any Dependent of the Participant that is not connected to the fraud or misrepresentation shall not be rescinded, but will cease prospectively under the general requirements of Article V.