Health and Welfare Summary Plan Description

5.3 Qualified Medical Child Support Orders.

The Plan will extend benefits to a Participant's non-custodial child, as required by any qualified medical child support order ("QMCSO") under ERISA §609(a), including a National Medical Support Notice described in ERISA Regulation §2590.609-2. The Plan has procedures for determining whether an order qualifies as a QMCSO, which any Covered Individual can obtain from the Plan Office.