Pension Plan Summary Plan Description

9.1 Eligibility

A Disability Pension provides a monthly benefit for Participants who become totally and permanently disabled and have met other eligibility requirements. The benefit is available if you are vested anytime before age 65. To qualify for a Disability Pension you must:

  1. become totally and permanently disabled before age 65;
  2. have 10 or more years of Pension Credit without having incurred a Permanent Break-in-Service; and
  3. have earned at least 300 hours of Pension Credit during the 36-month period that ends immediately before the date of your application for a Disability Pension.