Pension Plan Summary Plan Description

6.4 Pre-1998 Vesting Rules

If you did not earn at least one hour of Covered Employment after December 31, 1997, the post-1997 vesting rules above do not apply to you, and one of the older vesting rules described below may.

Vesting through May 31, 1973

The Plan initially provided that a Participant's Accrued Benefit vested upon attainment of either (i) age 55 with 10 Years of Credited Service or (ii) 30 years of service in Covered Employment with either 300 hours of Credited Service in the 12-month period following June 1, 1961, or 1,500 hours of Credited Service at any time between June 1, 1961 and May 31, 1973

Vesting from June 1, 1973, through December 31, 1975

If you were not vested as of May 31, 1973, then from June 1, 1973, through December 31, 1975, you would become vested upon earning 10 Years of Credited Service since the occurrence of any prior Permanent Break-in-Service.

Vesting from January 1, 1976 through December 31, 1997

If you were not vested as of December 31, 1975, then from January 1, 1976, through December 31, 1997, you would become vested upon either (i) earning 10 Years of Credited Service, or 10 Years of Pension Credit, since the occurrence of any prior Permanent Break-in-Service, or (ii) attaining Normal Retirement Age before incurring a Permanent Break-in-Service.