Health and Welfare Summary Plan Description

6.7 Family and Medical Leave Act.

If you take family medical leave from your Employer as allowed under the Family and Medical Leave Act of 1993 ("FMLA") or the California Family Rights Act of 1993 ("CFRA"), coverage will be continued during the leave, provided you make any Monthly Coverage Payment otherwise required of you under the Plan. Any Hour Bank reserve standing to your credit shall be frozen as of the last day of the month in which your leave begins. Your Employer will continue to remit contributions to the Plan as required under the Contribution Agreement until your family medical leave expires (generally, 12 work weeks), you return to Covered Employment or you register at Local 6's referral office. Your Hour Bank will be unfrozen on the earlier of (i) the first of the month immediately succeeding the month in which you return to Covered Employment (or register with Local 6) or (ii) the date your family medical leave expires. Upon termination of leave benefits, you may continue (or recommence) coverage under the Plan as your Hour Bank balance permits, and otherwise as the Plan allows.