Health and Welfare Summary Plan Description

6.5 Retiree's and Retiree Dependents' One Time Opt-Out and Re-Enrollment Right.

If you are a Disabled or Regular Retiree or a Dependent of a Retiree who wishes to dis-enroll from coverage under the Plan, you may exercise a one-time option to dis-enroll from Plan coverage with a right to re-enroll during a subsequent open enrollment, provided you submit evidence of minimum essential coverage (as defined under the ACA) continuously for the twelve-month period immediately prior to re-enrollment in the Plan.