Health and Welfare Summary Plan Description

• Health and Welfare SPD / Article II / Overview and Administration >>

2.6 Plan Amendment and Termination.

The Board expressly reserves the right to amend or terminate the Plan, in whole or in part, at any time. For example, the Board may:

1. terminate or amend either the amount or condition of any benefit even though such termination or amendment might affect claims that have already accrued;
2. change the minimum number of hours required in your Hour Bank to provide coverage for a calendar month;
3. alter or postpone the method of payment of any benefit;
4. merge the Plan with other plans, including the transfer of assets; or
5. terminate any HMO or insurance company.

The authority to make any such changes to the Plan rests solely with the Board. Any such amendment or termination of the Plan shall be made by a resolution adopted by the Board and be consistent with the terms of the Trust Agreement. You will be notified if there are important amendments to the Plan. Before you decide to retire, you may want to contact the Plan Office to determine if there have been Plan amendments or other developments that may affect your retirement plans.