C. Amount and Effective Date of Transfer:

The effective date of the transfer is the first day of the month in which you have properly registered on ERTS, provided you meet the eligibility requirements to claim the Plan as your Home Fund as described above. The Participating Fund will transfer to the NCEW Pension Trust the total contributions paid on your behalf.

Reciprocity will remain in effect unless, and until, you complete a Request for Cessation of Transfer on ERTS. For further information regarding the procedure, please contact the Plan Office.

The terms of the Reciprocal Agreement may be changed or amended from time to time by vote of the participating trusts throughout the United States. To determine whether changes have occurred in the Reciprocal Agreement since the printing of this booklet, contact the Plan Office.