Application for Pension Benefits - This application is used to apply for Pension benefits.
Spousal Consent to Waiver of Qualified Joint and Survivor Annuity - A spouse uses this form to waive his/her right to the Qualified Joint and 50% Survivor Annuity.
Rollover & State Tax Withholding Form - Use this form to elect a rollover, or to withhold state tax from a distribution.
Direct Electronic Deposit Request Form - Use this form to apply for a Direct Deposit for the Defined Benefit Plan.
Assignment of Benefits to Pay Retiree Share of Health & Welfare Benefits Coverage - As a convenience to retirees who are required to make monthly direct payments to the San Francisco Electrical Workers Health and Welfare Plan, the Trustees of the Northern California Electrical Workers Pension Trust have amended the Plan to allow an "after tax" and "voluntary" deduction from monthly pension checks. If you are interested in this option, please complete the following and return to the Plan Office.
Pension Enhancement Option - Retiring Participants who are contemplating receiving a distribution from their Individual
Retirement Savings Individual Account in one of the monthly installment arrangements, or as a
lifetime annuity, to help offset Early Retiree self-payments or other expenses may want to
consider this option as an alternative. Before making a decision, you should carefully review the
following information to determine if you are interested in the pension enhancement option.
Defined Benefit Designation of Beneficiary Form - This form is used to designate primary or contingent beneficiaries for the Defined Benefit Plan.
Annual Notice - Federal law requires us to remind you on annual basis of the provisions of the Plan relating to suspension of benefits in the event a pensioner returns to work in prohibited employment, as defined in the Plan.
Suspension of Benefit Plan Provisions - At the time of your retirement, you will be notified of the provisions of the Plan relating to prohibited employment, overpayment, recovery of overpayment and the procedure you would follow to secure a review of any monthly pension payments that have been suspended. In general, your benefits will be suspended for any period in which you engage in “prohibited employment” as defined under the Plan.
Notice of Tax Withholding From Your Monthly Pension Benefit Payments - The monthly pension check you receive as a Participant in the Northern California Electrical Workers Pension
Plan is subject to Federal income tax laws and regulations regarding withholding of Pension Plan payments.
You must elect or reject having tax withholding apply to your monthly pension payments by completing an
election notice.
Withholding Certificate for Pension or Annuity Payments (W-4P) - Include this form with the Withholding Certificate for Pension or Annuity Payments if you elected to have Income tax withheld from your pension or annuity.
Withholding Certificate for Pension or Annuity Payments (DE 4P) - Unless you elect otherwise, the law
requires that personal income tax be withheld from payments
of pensions and annuities. Use this form to elect whether income tax will be withheld from pension payments.
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QDRO
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Procedures for Administering Domestic Relations Orders (QDROs) - Pursuant to the Employee Retirement Income Security Act, as amended ("ERISA"), the
Board of Trustees of the Northern California Electrical Workers ("NCEW") Pension Trust adopts
these procedures for administering domestic relations orders which affect the pension benefits of
Participants in the NCEW Pension Plan and/or the NCEW Retirement Savings Plan (Profit Sharing Plan).
Sample QDRO - This sample order is intended to assist attorneys in preparing Qualified Domestic
Relations Orders (QDROs). The language in this sample order is currently
acceptable to the Plans as meeting the requirements of a QDRO, although the
language has not been challenged in court nor has a court definitively stated that the
language meets ERISA's minimum standards for a QDRO.
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Notices
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Notice of Tax Withholding - The monthly pension check you receive as a Participant in the Northern California Electrical Workers Pension Plan is subject to Federal income tax laws and regulations regarding withholding of Pension Plan payments.
Annual Funding Notice - This notice, which federal law requires all multiemployer plans to send annually, includes important information about the funding level of the Northern California Electrical Workers Pension Plan.
Summary of USERRA Rights - The following represents a summary of the rights afforded to Plan Participants who are ordered to
active military service (USERRA Rights) as they relate to the Northern California Electrical
Workers Pension Trust and the San Francisco Electrical Workers Health & Welfare Plan.
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Legally Required
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