F. PRESUMPTIONS REGARDING POST-RETIREMENT EMPLOYMENT.

If you are retired and receiving benefits from the Plan, you must report any employment in the Electrical Industry to the Trustees within 15 days of such employment. If you do not report your employment and the Trustees discover you have been working in the Electrical Industry, they will act on the rebuttable presumption that you worked the number of hours for each of the months in which no notice was given (one hour if prior to your attaining age 65 or 40 hours if you have attained age 65) that would require suspension of your retirement benefits. You will then have to prove that this presumption is not true.

If you fail to give advance notice to the Plan Office of Prohibited Employment, your benefits will be suspended for three additional months following the period your retirement benefits would have been suspended for engaging in Prohibited Employment. This additional three-month suspension period, however, will not apply to months occurring after you reach age 65.