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Retirement Savings Plan Design Element

A. IF YOU RETURN TO WORK AFTER RETIREMENT - BENEFIT SUSPENSION.

When you retire from the Electrical Industry, you may work in other industries and continue to receive your retirement benefits; however, your monthly benefits from this Plan may be suspended if you return to work in the Electrical Industry before the balance of your individual account is exhausted. In addition, if you return to work before actual payment of your retirement benefits has begun, your effective date of your retirement may be delayed and reestablished after your last date of reemployment. “Prohibited Employment” that may result in a suspension of or delay in the commencement of your benefits is, generally, any work in the Electrical Industry.