Withholding Certificate for Pension or Annuity Payments (DE 4P) - Unless you elect otherwise, the law
requires that personal income tax be withheld from payments
of pensions and annuities. Use this form to elect whether income tax will be withheld from pension payments.
Summary of USERRA Rights - The following represents a summary of the rights afforded to Plan Participants who are ordered to
active military service (USERRA Rights) as they relate to the Northern California Electrical
Workers Pension Trust and the San Francisco Electrical Workers Health & Welfare Plan.
Profit Sharing/401(k) Plan (formerly Money Purchase Plan)- New Recordkeeping Services - Effective January 2007, some important enhancements were made by the Northern California Electrical Workers Money Purchase Pension Plan (the “Plan”). You should read this letter if contributions made by your employer are currently being invested in the Trustee-Directed Money Purchase Pension Plan.
Conversion of Money Purchase Plan to Profit Sharing/401(k) Plan - This is to notify you that the Northern California Electrical Workers Money Purchase Pension Plan (the “Plan”) will be converted to a Retirement Savings/401(k) plan on January 1, 2007, and that thereafter a profit sharing contribution will replace the current money purchase pension contribution.
QDRO
Procedures for Administering Domestic Relations Orders (QDROs) - Pursuant to the Employee Retirement Income Security Act, as amended ("ERISA"), the
Board of Trustees of the Northern California Electrical Workers ("NCEW") Pension Trust adopts
these procedures for administering domestic relations orders which affect the pension benefits of
Participants in the NCEW Pension Plan and/or the NCEW Retirement Savings Plan (Profit Sharing Plan).
Sample QDRO - This sample order is intended to assist attorneys in preparing Qualified Domestic
Relations Orders (QDROs). The language in this sample order is currently
acceptable to the Plans as meeting the requirements of a QDRO, although the
language has not been challenged in court nor has a court definitively stated that the
language meets ERISA's minimum standards for a QDRO.