Application for Profit Sharing Pension Benefit - Use this form to apply for Profit Sharing benefits.

Summary of USERRA Rights - This Notice summarizes your rights as a Participant in the Northern California Electrical Workers Pension Trust (the "Pension Plan"), the San Francisco Electrical Workers Retirement Savings Plan (the "RS Plan") and the San Francisco Electrical Workers Health & Welfare Plan (the "H&W Plan" and, collectively, the "Plans") under the Uniformed Services Employment and Reemployment Rights Act of 1994 ("USERRA"). USERRA protects you if you are ordered to active military service.

Explanation of Distribution Rules and Sample Factors - The Plan allows Participants to request distributions if certain requirements are met. This Explanation describes the requirements for distributions other than hardship withdrawals. There is a list of sample factors included at the end.

Tax Notice - This notice describes the rollover rules that apply to payments from the Plan that are not from a designated Roth account (a type of account with special tax rules in some employer plans).

Hardship Withdrawal Application - Use this form to apply for a hardship withdrawal.

Profit Sharing Designation of Beneficiary Form - This form allows you to designate primary or contingent beneficiaries.

Profit Sharing Direct Deposit Request - This form allows you request direct deposits.

Withholding Certificate for Pension or Annuity Payments (W-4P) - Include this form with the Withholding Certificate for Pension or Annuity Payments if you elected to have Income tax withheld from your pension or annuity.

Withholding Certificate for Pension or Annuity Payments (DE 4P) - Unless you elect otherwise, the law requires that personal income tax be withheld from payments of pensions and annuities. Use this form to elect whether income tax will be withheld from pension payments.

2010 Investment Changes to the SFEW Retirement Savings Plan - The Board of Trustees regularly reviews the investment options made available through the San Francisco Electrical Workers Retirement Savings Plan to make sure they continue to help employees meet their retirement objectives. This notice details changes made to the Plan's investment program in 2010.

2010 Participant Investment Direction Information - Whether you will have adequate savings at retirement will depend in significant part on how much you choose to save and how you invest your savings. This document provides you information that will help you compare the investment options available to you under the SFEW Retirement Savings Plan.

Adoption of a Hardship Withdrawal Provision - Effective September 1, 2009, a hardship withdrawal provision was to the SFEW Retirement Savings Plan. This notice details the changes that resulted from this provision.

Hardship Rules - As of September 1, 2009, The SFEW Retirement Savings Plan allows Participants to request and receive a hardship withdrawal if certain requirements are met. This document explains the Plan’s hardship withdrawal rules.

Diversion of the $3.04 Per Hour Retirement Savings Plan Contribution to the Defined Benefit Plan Effective 1/1/2010 - The bargaining parties to the IBEW Local 6/SFECA Inside Agreement agreed to divert the $3.04 hourly contribution from the SFEW Retirement Savings Plan to the NCEW Pension Plan effective January 1, 2010, and to temporarily reduce future benefit accruals if necessary to avoid causing the Plan to enter “critical” status. This notice explains the reasons for and details of this decision.

Profit Sharing/401(k) Plan (formerly Money Purchase Plan) - New Recordkeeping Services - Effective January 2007, some important enhancements were made by the Northern California Electrical Workers Money Purchase Pension Plan (the “Plan”). You should read this letter if contributions made by your employer are currently being invested in the Trustee-Directed Money Purchase Pension Plan.

Conversion of Money Purchase Plan to Profit Sharing/401(k) Plan - This is to notify you that the Northern California Electrical Workers Money Purchase Pension Plan (the “Plan”) will be converted to a Retirement Savings/401(k) plan on January 1, 2007, and that thereafter a profit sharing contribution will replace the current money purchase pension contribution.

Open Enrollment for Wage Deferral Election - In accordance with the collective bargaining agreement, if you have attained at least journeyman level and you are working for an employer that contributes to the San Francisco Electrical Workers Retirement Savings Plan, you may elect (or revise your current election) to make 401(k) pre-tax wage deferrals during open enrollment.

Important Announcement Regarding Your Retirement Savings Plan Account - This letter is to inform you of changes in the investment fund options offered in the San Francisco Electrical Workers Retirement Savings Plan. The Board of Trustees of the Plan periodically evaluates the plan’s investment options to provide you with a choice of investment options, which may help you to meet your retirement goals. As a result of that process, the following changes are being made to the plan’s investment fund lineup.

Investment Education Workshop - The Investment Education Workshop is online and ready for you to complete. This workshop contains audio, a slide presentation, and a workbook for download and reference. It is designed to give you the necessary information and tools to manage your own investments. It will help you to understand of the various asset classes available, the risk/return expectations of each, the nature of market volatility, and the design of an asset allocation appropriate to your individual circumstances and risk tolerance.

Notice of Changes to Recordkeeping Procedures Enhancing Services to Plan Participants - This letter is to announce that the Northern California Electrical Workers Money Purchase Pension Plan (the “Plan”) will be making some important enhancements, effective January 2007. You would have received this letter because contributions made by your employer were being invested in the Trustee-Directed Money Purchase Pension Plan.

Contributing Employer to the NCEW Money Purchase Pension Plan - The Northern California Electrical Workers Money Purchase Pension Plan is being converted to a 401(k)/profit sharing plan effective for all hours worked after December 31, 2006. This change is being made to reflect various changes in tax and pension laws over the past few years, and to give participants more flexibility to vary their contributions to the Plan depending on their own circumstances.

Important Notice on Participant Investment Direction for the Retirement Savings Plan - Whether you will have adequate savings at retirement will depend in significant part on how much you choose to save and how much you invest your savings. This document provides you information that will help you compare the investment options available to you under the SFEW Retirement Savings Plan.

Procedures for Administering Domestic Relations Orders (QDROs) - Pursuant to the Employee Retirement Income Security Act, as amended ("ERISA"), the Board of Trustees of the Northern California Electrical Workers ("NCEW") Pension Trust adopts these procedures for administering domestic relations orders which affect the pension benefits of Participants in the NCEW Pension Plan and/or the NCEW Retirement Savings Plan (Profit Sharing Plan).

Sample QDRO - This sample order is intended to assist attorneys in preparing Qualified Domestic Relations Orders (QDROs). The language in this sample order is currently acceptable to the Plans as meeting the requirements of a QDRO, although the language has not been challenged in court nor has a court definitively stated that the language meets ERISA's minimum standards for a QDRO.

Summary Annual Report - 2009 - This is the Summary Annual Report for the Plan year ending December 31, 2009.

Summary Annual Report - 2008 - This is the Summary Annual Report for the Plan year ending December 31, 2008.

Summary Annual Report - 2006 - This is the Summary Annual Report for the Plan year ending December 31, 2006.

Summary Annual Report - 2005 - This is the Summary Annual Report for the Plan year ending December 31, 2005.

Summary Annual Report - 2004 - This is the Summary Annual Report for the Plan year ending December 31, 2004.

Summary Annual Report - 2003 - This is the Summary Annual Report for the Plan year ending December 31, 2003.